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Repairing a total loss
Some insurance adjustors insist on fixing vehicles that are obviously demolished and should be totaled. It is often cheaper for an insurance company to repair a newer vehicle using its preferred body shops than to write it off as totaled. Insurance carriers control and manipulate the repairs performed at shops to which [...]
The odds are increasing that the person who causes an accident has little or no insurance. If this is the case, you still have an important option. Many states have laws requiring vehicle owners to purchase Uninsured Motorist (UM) or Under-insured Motorist (UIM) coverage. Check your policy and see if you have UM [...]
Most states have minimum requirements for liability insurance and too many drivers assume that the minimum coverage is sufficient. We recommend at least 100/300 for bodily injury liability, which means that you are covered up to $100,000 per person/$300,000 per occurrence for injuries you may cause to someone else.
Having good liability coverage is certainly [...]
KSL recently sat down with Craig Swapp in our Utah office to see what we do and asked Craig what’s the number 1 thing we recommend to people when they call us.
Utah personal injury attorneys Gregory & Swapp also have offices in Spokane, Washington and Boise, Idaho, and are licensed to practice in several other [...]
The Washington Post (9/8, Vick) reports, “Rescission — the technical term for canceling coverage on grounds that the company was misled — is often considered among the most offensive practices in an insurance industry that already suffers from a distinct lack of popularity among the American public. Tales of cancellations have fueled outrage among regulators, [...]
Auto insurers play hardball in minor-crash claims
CNN research finds State Farm, Allstate employ aggressive strategy of “deny, delay, defend” and hoping to convince juries that legitimate claims are fraudulent.